Benefits of FHA Financing 100% Gift Funds for your Down Payment & Closing Costs No owner occupancy requirement on Condo projects Flexible Underwriting Flexible Credit No Reserves required No Greencard and Citizenship required Higher Qualifying Ratios allowed ( Debt Ratio to 41% ) Assumable ( to qualified buyer ) Low annual and life Caps on ARM's Low Total Investment Maximum VA loan amount - $208,800 in Los Angeles and Orange counties Disclosure - High cost areas as defined by Vetrans Administration xxxxxxxxxxxxxxxxx

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