Access Financial has a variety of Specialty Loans that lower payments and help you qualify for a larger loan amount. Special Relocation Programs that offer Below Market 30 and 15     year fixed interest rates Payment schedule options to 40 years and 100% financing with No PMI 2/1 Buydowns     Reduced payments for the first year that will help you qualify for a larger     home. PERS - Public Employee Retirement System     Allows you to borrow your 5% down payment from your pers retirement     account. 100% Financing to $1,000,000 - contact us for credit and income     limitations

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